/* =========================================================================
   Page components — Medicare Lander
   ========================================================================= */

/* ---------- Top notice bar ---------- */
.gov-banner {
  background: var(--c-primary);
  color: var(--c-text-inverse);
  font-size: var(--fs-xs);
  padding: var(--s-2) 0;
}
.gov-banner .container {
  display: flex;
  align-items: center;
  gap: var(--s-3);
  flex-wrap: wrap;
}
.gov-banner__icon { width: 18px; height: 18px; flex-shrink: 0; }
.gov-banner__text { letter-spacing: 0.02em; }
.gov-banner__text strong { font-weight: 700; }

/* ---------- Header (with persistent click-to-call) ---------- */
.site-header {
  background: var(--c-surface);
  border-bottom: var(--bw) solid var(--c-border);
  position: sticky; top: 0; z-index: 50;
}
.site-header__inner {
  display: flex; align-items: center; justify-content: space-between;
  min-height: 84px; gap: var(--s-5);
}
.brand { display: flex; align-items: center; gap: var(--s-3); text-decoration: none; color: inherit; }
.brand__seal { width: 48px; height: 48px; flex-shrink: 0; }
.brand__name {
  font-weight: 800; font-size: 1.125rem; line-height: 1.1;
  color: var(--c-primary); letter-spacing: -0.005em;
}
.brand__tag { font-size: var(--fs-xs); color: var(--c-text-muted); letter-spacing: 0.04em; text-transform: uppercase; font-weight: 600; }

.site-nav { display: flex; gap: var(--s-4); align-items: center; }
.site-nav a { white-space: nowrap; }
.site-nav a { text-decoration: none; color: var(--c-text); font-size: var(--fs-sm); font-weight: 600; }
.site-nav a:hover { color: var(--c-primary); }

.header-cta-group { display: flex; align-items: center; gap: var(--s-4); }
.header-tel {
  display: inline-flex; align-items: center; gap: var(--s-2);
  text-decoration: none; color: var(--c-primary);
  font-weight: 800; font-size: 1.0625rem; letter-spacing: -0.01em;
  padding: var(--s-2) var(--s-3); border-radius: var(--r-md);
  border: 2px solid var(--c-cta-tel); background: #fff;
  transition: background var(--t-fast); white-space: nowrap;
}
.header-tel > span { display: inline-flex; flex-direction: column; align-items: flex-start; }
.header-tel:hover { background: var(--c-primary-50); color: var(--c-primary); }
.header-tel svg { width: 20px; height: 20px; color: var(--c-cta-tel); }
.header-tel small { display: block; font-size: 10px; font-weight: 600; color: var(--c-text-muted); letter-spacing: 0.04em; text-transform: uppercase; line-height: 1.1; }

@media (max-width: 960px) {
  .site-nav { display: none; }
  .brand__tag { display: none; }
  .header-tel small { display: none; }
}
@media (max-width: 600px) {
  .gov-banner { display: none; }
  .site-header__inner { min-height: 56px; gap: var(--s-3); padding-top: var(--s-2); padding-bottom: var(--s-2); flex-wrap: nowrap; align-items: center; }
  .brand-lockup { flex: 1 1 auto; min-width: 0; }
  .header-cta-group { flex: 0 0 auto; }
  .header-tel { font-size: var(--fs-sm); padding: 8px 12px; white-space: nowrap; }
  .header-tel svg { width: 16px; height: 16px; }
  .brand img { height: 32px !important; width: auto !important; }
}
@media (max-width: 480px) {
  .header-tel { font-size: var(--fs-sm); padding: var(--s-2); }
  .brand__name { font-size: 1rem; }
}

/* ---------- Trust strip ---------- */
.trust-bar {
  background: var(--c-primary);
  color: var(--c-text-inverse);
  padding: var(--s-3) 0;
  font-size: var(--fs-sm);
}
.trust-bar__inner {
  display: flex; flex-wrap: wrap; gap: var(--s-5) var(--s-6);
  align-items: center; justify-content: center;
}
.trust-bar__item { display: inline-flex; align-items: center; gap: var(--s-2); }
.trust-bar__item svg { width: 18px; height: 18px; flex-shrink: 0; opacity: 0.95; }

/* ---------- Hero ---------- */
.hero {
  padding: var(--s-7) 0 var(--s-8);
  background: linear-gradient(180deg, var(--c-primary-50) 0%, var(--c-surface) 100%);
  border-bottom: var(--bw) solid var(--c-border);
}
.hero__grid {
  display: grid; gap: var(--s-7);
  grid-template-columns: 1.1fr 0.9fr;
  align-items: start;
}
@media (max-width: 960px) { .hero__grid { grid-template-columns: 1fr; } }

.hero__notice {
  display: inline-flex; align-items: center; gap: var(--s-2);
  background: var(--c-surface); border: var(--bw) solid var(--c-border);
  padding: var(--s-2) var(--s-4); border-radius: var(--r-pill);
  font-size: var(--fs-xs); font-weight: 700; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--c-primary);
  margin-bottom: var(--s-5);
}
.hero__notice .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--c-action); display: inline-block; }

.hero__h1 { margin-bottom: var(--s-4); }
.hero__h1 em { font-style: normal; color: var(--c-primary); }
.hero__sub { font-size: var(--fs-lg); line-height: var(--lh-loose); color: var(--c-text-muted); margin-bottom: var(--s-5); max-width: 56ch; }

.hero__bullets { list-style: none; padding: 0; margin: 0 0 var(--s-5); display: grid; gap: var(--s-3); }
.hero__bullets li { display: flex; gap: var(--s-3); align-items: flex-start; font-size: 1.0625rem; line-height: var(--lh-snug); }
.hero__bullets svg { flex-shrink: 0; margin-top: 2px; }

.hero__local {
  display: inline-flex; align-items: center; gap: var(--s-2);
  font-size: var(--fs-sm); font-weight: 600; color: var(--c-primary);
  background: #fff; border: var(--bw) solid #C9DCEB; padding: 6px 12px; border-radius: var(--r-md);
  margin-bottom: var(--s-4);
}
.hero__local svg { width: 14px; height: 14px; }

/* Hero call block (the big phone CTA in hero) */
.hero__call {
  background: #fff; border: var(--bw) solid var(--c-border); border-radius: var(--r-lg);
  padding: var(--s-5); box-shadow: var(--shadow-md);
}
.hero__call__pre {
  font-size: var(--fs-xs); font-weight: 800; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--c-primary); text-align: center;
  margin-bottom: var(--s-3);
  display: flex; align-items: center; justify-content: center; gap: var(--s-2);
}
.hero__call__pre .pulse {
  width: 8px; height: 8px; border-radius: 50%; background: var(--c-action);
  animation: pulse 1.6s ease-out infinite;
}
@keyframes pulse {
  0%   { box-shadow: 0 0 0 0 rgba(253, 99, 52, 0.55); }
  70%  { box-shadow: 0 0 0 10px rgba(253, 99, 52, 0); }
  100% { box-shadow: 0 0 0 0 rgba(253, 99, 52, 0); }
}
.hero__call__hours { text-align: center; font-size: var(--fs-xs); color: var(--c-text-muted); margin-top: var(--s-3); }
.hero__call__or {
  display: flex; align-items: center; gap: var(--s-3);
  margin: var(--s-5) 0 var(--s-4);
  font-size: var(--fs-xs); font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--c-text-muted);
}
.hero__call__or::before, .hero__call__or::after {
  content: ""; flex: 1; height: 1px; background: var(--c-border);
}

/* ---------- Form Card (Quote Wizard - shown when secondary) ---------- */
.qf {
  background: var(--c-surface);
  border: var(--bw) solid var(--c-border);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-md);
  overflow: hidden;
}
.qf__head { background: var(--c-primary); color: var(--c-text-inverse); padding: var(--s-4) var(--s-5); }
.qf__head h2 {
  color: var(--c-text-inverse); font-size: 1.125rem; font-weight: 700;
  display: flex; align-items: center; gap: var(--s-3);
}
.qf__head h2 svg { width: 20px; height: 20px; }
.qf__step {
  font-size: var(--fs-xs); letter-spacing: 0.1em; text-transform: uppercase; opacity: 0.85;
  margin-bottom: 4px; display: flex; justify-content: space-between; align-items: center;
}
.qf__progress { height: 4px; background: rgba(255,255,255,0.15); border-radius: var(--r-pill); margin-top: var(--s-3); overflow: hidden; }
.qf__progress span { display: block; height: 100%; background: var(--c-action); transition: width var(--t-base) var(--ease); }
.qf__body { padding: var(--s-5); }

.qf__row { display: grid; grid-template-columns: 1fr 1fr; gap: var(--s-4); margin-bottom: var(--s-4); }
.qf__row--single { grid-template-columns: 1fr; }
@media (max-width: 480px) { .qf__row { grid-template-columns: 1fr; } }

.qf__label {
  display: block;
  font-size: var(--fs-sm);
  font-weight: 700;
  letter-spacing: 0.02em;
  color: var(--c-text);
  margin-bottom: 6px;
}
.qf__input, .qf__select {
  width: 100%; min-height: 52px;
  padding: 0 var(--s-3);
  font-family: inherit; font-size: 1.0625rem;
  color: var(--c-text); background: var(--c-surface);
  border: var(--bw) solid var(--c-border-strong);
  border-radius: var(--r-md);
  transition: border-color var(--t-fast), box-shadow var(--t-fast);
  appearance: none;
}
.qf__select {
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%23112E51'><path d='M4 6l4 4 4-4'/></svg>");
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 16px 16px;
  padding-right: 36px;
}
.qf__input:focus, .qf__select:focus {
  outline: none; border-color: var(--c-primary);
  box-shadow: var(--focus-ring);
}
.qf__input--error { border-color: var(--c-error) !important; }

/* Yes/No segmented toggle */
.qf__toggle {
  display: grid; grid-template-columns: 1fr 1fr;
  border: var(--bw) solid var(--c-border-strong); border-radius: var(--r-md); overflow: hidden;
}
.qf__toggle button {
  appearance: none; background: var(--c-surface); border: 0;
  min-height: 52px;
  font-size: 1.0625rem; font-weight: 700; color: var(--c-text);
  transition: background var(--t-fast), color var(--t-fast);
}
.qf__toggle button + button { border-left: var(--bw) solid var(--c-border-strong); }
.qf__toggle button[aria-pressed="true"] { background: var(--c-action); color: var(--c-text-inverse); }
.qf__toggle button:focus-visible { outline: none; box-shadow: inset 0 0 0 3px var(--c-primary); }

/* Multi-option pill group (e.g., Plan Type, Eligibility) */
.qf__pillgroup {
  display: flex; flex-wrap: wrap; gap: var(--s-2);
}
.qf__pill {
  appearance: none; background: var(--c-surface);
  border: var(--bw) solid var(--c-border-strong);
  border-radius: var(--r-pill);
  padding: 10px 16px; font-size: var(--fs-sm); font-weight: 600; color: var(--c-text);
  transition: background var(--t-fast), color var(--t-fast), border-color var(--t-fast);
}
.qf__pill[aria-pressed="true"] {
  background: var(--c-primary); color: var(--c-text-inverse); border-color: var(--c-primary);
}
.qf__pill:focus-visible { outline: none; box-shadow: var(--focus-ring); }

.qf__cta { margin-top: var(--s-5); }
.qf__back {
  display: inline-flex; align-items: center; gap: 6px;
  background: none; border: 0; padding: 0; color: var(--c-primary);
  font-size: var(--fs-sm); font-weight: 700; cursor: pointer;
}

.qf__secure {
  display: flex; align-items: center; justify-content: center; gap: var(--s-2);
  margin-top: var(--s-4); font-size: var(--fs-xs); color: var(--c-text-muted); text-align: center;
}
.qf__secure svg { width: 14px; height: 14px; }

.qf__consent {
  margin-top: var(--s-4); font-size: 11px; line-height: 1.5; color: var(--c-text-muted);
}
.qf__consent a { color: var(--c-primary); }

.qf__step--hidden { display: none; }

/* ---------- Stat Strip ---------- */
.stats {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--s-5);
  padding: var(--s-6) 0;
}
@media (max-width: 720px) { .stats { grid-template-columns: repeat(2, 1fr); } }
.stat__num { font-size: 2.25rem; font-weight: 800; color: var(--c-primary); letter-spacing: -0.02em; line-height: 1; }
.stat__label { font-size: var(--fs-sm); color: var(--c-text-muted); margin-top: 6px; line-height: 1.35; }

/* ---------- Steps (How It Works) ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--s-5); }
@media (max-width: 820px) { .steps { grid-template-columns: 1fr; } }
.step { background: var(--c-surface); border: var(--bw) solid var(--c-border); border-radius: var(--r-lg); padding: var(--s-6); position: relative; }
.step__num {
  display: inline-flex; align-items: center; justify-content: center;
  width: 40px; height: 40px; border-radius: var(--r-md);
  background: var(--c-primary); color: #fff; font-weight: 800; font-size: 1.0625rem;
  margin-bottom: var(--s-4);
}
.step h3 { margin-bottom: var(--s-2); font-size: 1.125rem; }
.step p  { color: var(--c-text-muted); }

/* ---------- Benefits Grid (the OTC/dental/vision/grocery cards) ---------- */
.benefits {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--s-4);
}
@media (max-width: 960px) { .benefits { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px) { .benefits { grid-template-columns: 1fr; } }
.benefit {
  background: var(--c-surface); border: var(--bw) solid var(--c-border);
  border-radius: var(--r-lg); padding: var(--s-5);
  display: flex; flex-direction: column; gap: var(--s-3);
}
.benefit__icon {
  width: 48px; height: 48px; border-radius: var(--r-md);
  background: var(--c-primary-50); color: var(--c-primary);
  display: flex; align-items: center; justify-content: center;
}
.benefit__icon svg { width: 26px; height: 26px; }
.benefit h3 { font-size: 1.0625rem; line-height: 1.25; margin: 0; }
.benefit p { font-size: var(--fs-sm); color: var(--c-text-muted); margin: 0; line-height: 1.5; }

/* ---------- Comparison Table ---------- */
.tbl-wrap { overflow-x: auto; border: var(--bw) solid var(--c-border); border-radius: var(--r-lg); }
.tbl { width: 100%; border-collapse: collapse; font-size: var(--fs-sm); }
.tbl th, .tbl td { padding: 14px 16px; text-align: left; border-bottom: var(--bw) solid var(--c-border); }
.tbl thead th { background: var(--c-primary); color: var(--c-text-inverse); font-weight: 700; letter-spacing: 0.02em; font-size: var(--fs-xs); text-transform: uppercase; }
.tbl tbody tr:nth-child(even) { background: var(--c-surface-alt); }
.tbl td.num, .tbl th.num { text-align: right; font-variant-numeric: tabular-nums; font-weight: 600; }
.tbl tfoot td { font-size: var(--fs-xs); color: var(--c-text-muted); padding: 12px 16px; }

/* ---------- Testimonials ---------- */
.testis { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--s-5); }
@media (max-width: 720px) { .testis { grid-template-columns: 1fr; } }
.testi { background: var(--c-surface); border: var(--bw) solid var(--c-border); border-radius: var(--r-lg); padding: var(--s-6); display: flex; flex-direction: column; gap: var(--s-3); }
.testi__stars { color: #F2A100; font-size: 1.125rem; letter-spacing: 2px; }
.testi__quote { font-size: 1.0625rem; line-height: var(--lh-loose); }
.testi__who { display: flex; gap: var(--s-3); align-items: center; margin-top: auto; }
.testi__avatar {
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--c-primary); color: #fff; display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: var(--fs-sm);
}
.testi__name { font-weight: 700; font-size: var(--fs-sm); }
.testi__loc { font-size: var(--fs-xs); color: var(--c-text-muted); }

/* ---------- FAQ ---------- */
.faq { border-top: var(--bw) solid var(--c-border); }
.faq details { border-bottom: var(--bw) solid var(--c-border); padding: var(--s-4) 0; }
.faq summary {
  list-style: none; cursor: pointer; font-weight: 700; font-size: 1.0625rem;
  display: flex; justify-content: space-between; gap: var(--s-3);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 1.5rem; font-weight: 400; color: var(--c-primary); transition: transform var(--t-base); }
.faq details[open] summary::after { content: "−"; }
.faq details p { margin-top: var(--s-3); color: var(--c-text-muted); line-height: var(--lh-loose); }

/* ---------- Trust Marks Strip (generic, non-infringing) ---------- */
.trustmarks { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--s-4); }
@media (max-width: 720px) { .trustmarks { grid-template-columns: repeat(2, 1fr); } }
.trustmark {
  background: var(--c-surface); border: var(--bw) solid var(--c-border);
  border-radius: var(--r-lg); padding: var(--s-5);
  display: flex; flex-direction: column; align-items: center; text-align: center; gap: var(--s-3);
}
.trustmark__shield {
  width: 56px; height: 56px;
  display: flex; align-items: center; justify-content: center;
  border-radius: var(--r-md);
  background: var(--c-primary-50);
}
.trustmark__shield svg { width: 36px; height: 36px; color: var(--c-primary); }
.trustmark h4 { font-size: 1rem; line-height: 1.25; margin: 0; color: var(--c-primary); }
.trustmark p { font-size: var(--fs-xs); color: var(--c-text-muted); margin: 0; line-height: 1.5; }

/* ---------- Eligibility Banner (Variant D + E) ---------- */
.elig-banner {
  background: var(--c-success-tint);
  border: var(--bw) solid #B7DDC8;
  border-left: 4px solid var(--c-success);
  border-radius: var(--r-md);
  padding: var(--s-4) var(--s-5);
  display: flex; align-items: center; gap: var(--s-3);
  margin-bottom: var(--s-5);
}
.elig-banner svg { color: var(--c-success); flex-shrink: 0; width: 24px; height: 24px; }
.elig-banner strong { color: #075E37; }

/* ---------- Footer ---------- */
.site-footer { background: var(--c-primary); color: #DDE3F0; padding: var(--s-7) 0 var(--s-5); font-size: var(--fs-sm); }
.site-footer a { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
.footer__grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: var(--s-6); margin-bottom: var(--s-6); }
@media (max-width: 720px) {
  .footer__grid { grid-template-columns: 1fr; gap: var(--s-5); margin-bottom: var(--s-5); }
  .footer__brand { flex-direction: column; align-items: flex-start; gap: var(--s-2); }
  .footer__partner { align-items: flex-start; }
  .footer__list { gap: var(--s-3); }
  .footer__list a { display: inline-block; padding: 4px 0; }
  .footer__legal { text-align: left; }
}
.footer__brand .brand__name { color: #fff; }
.footer__heading { font-size: var(--fs-xs); text-transform: uppercase; letter-spacing: 0.1em; font-weight: 700; color: #fff; margin-bottom: var(--s-3); }
.footer__list { list-style: none; padding: 0; margin: 0; display: grid; gap: var(--s-2); }
.disclaimer-strong {
  background: #0A2240; border: 1px solid #234470; border-left: 4px solid var(--c-action);
  padding: var(--s-4) var(--s-5); border-radius: var(--r-md);
  color: #E5E8F2; font-size: var(--fs-xs); line-height: 1.6;
  margin-bottom: var(--s-5);
}
.disclaimer-strong strong { color: #fff; }
.footer__legal { font-size: 11px; color: #B8BED2; line-height: 1.6; padding-top: var(--s-4); border-top: 1px solid #234470; }
.footer__legal p + p { margin-top: var(--s-2); }

/* Sticky bottom call bar (mobile) — for call-dominant variants */
.sticky-call {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 60;
  background: var(--c-primary); padding: var(--s-2) var(--s-3);
  border-top: 2px solid var(--c-action);
  display: none;
}
.sticky-call .btn-tel {
  width: 100%; min-height: 56px; font-size: 1.125rem;
}
@media (max-width: 720px) {
  .sticky-call { display: block; }
  body { padding-bottom: 76px; }
}

/* =========================================================================
   Hero Clean — shared above-the-fold pattern (v2)
   - Single CTA (phone), no form
   - Header + sub-header
   - Qualifier checkmarks
   - Social proof row
   ========================================================================= */
.hero-clean {
  background: linear-gradient(180deg, var(--c-primary-50) 0%, #FFFFFF 100%);
  padding: var(--s-7) 0 var(--s-7);
  border-bottom: 1px solid var(--c-border);
}
.hero-clean__inner {
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
.hero-clean__eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(0, 130, 77, 0.10);
  color: var(--c-success);
  border: 1px solid rgba(0, 130, 77, 0.35);
  padding: 6px 14px; border-radius: var(--r-pill);
  font-size: var(--fs-xs); font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  margin-bottom: var(--s-4);
}
.hero-clean__eyebrow .pulse {
  width: 8px; height: 8px; border-radius: 50%; background: var(--c-success);
  animation: pulse 1.6s ease-out infinite;
}
.hero-clean h1 {
  font-size: clamp(1.875rem, 3.6vw, 2.625rem);
  line-height: 1.15; letter-spacing: -0.015em;
  color: var(--c-primary);
  margin: 0 auto var(--s-3);
  max-width: 22ch;
}
.hero-clean h1 strong { color: var(--c-action); font-weight: 800; }
.hero-clean h1 em { font-style: normal; color: var(--c-success); font-weight: 800; }
.hero-clean__sub {
  font-size: var(--fs-lg);
  line-height: 1.5;
  color: var(--c-text-muted);
  max-width: 56ch;
  margin: 0 auto var(--s-5);
}

/* Qualifier checks */
.hero-clean__quals {
  list-style: none; padding: 0; margin: 0 auto var(--s-5);
  display: flex; flex-wrap: wrap; justify-content: center;
  gap: 10px 18px; max-width: 640px;
}
.hero-clean__quals li {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.9375rem; font-weight: 600; color: var(--c-text);
}
.hero-clean__quals svg {
  flex-shrink: 0; width: 18px; height: 18px;
  color: var(--c-success);
}
@media (max-width: 640px) {
  .hero-clean__quals { flex-direction: column; align-items: flex-start; text-align: left; }
}

/* Big call CTA */
.hero-clean__cta {
  background: #fff;
  border: 2px solid var(--c-action);
  border-radius: var(--r-lg);
  padding: var(--s-4) var(--s-5) var(--s-4);
  box-shadow: 0 8px 22px rgba(253, 99, 52, 0.18);
  max-width: 460px;
  margin: 0 auto var(--s-5);
}
.hero-clean__cta-label {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: var(--fs-xs); font-weight: 800;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--c-primary);
  margin-bottom: 10px;
}
.hero-clean__cta-label .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--c-action);
  animation: pulse 1.6s ease-out infinite;
}
.hero-clean__cta a.btn-tel {
  font-size: 1.5rem; font-weight: 800; letter-spacing: -0.01em;
}
.hero-clean__cta-tty {
  font-size: var(--fs-xs); color: var(--c-text-muted);
  margin-top: 10px;
}

/* Social proof row */
.hero-clean__proof {
  display: flex; flex-wrap: wrap; justify-content: center; align-items: center;
  gap: var(--s-4) var(--s-5);
  font-size: 0.9375rem;
  color: var(--c-text-muted);
}
.hero-clean__proof-item { display: inline-flex; align-items: center; gap: 8px; }
.hero-clean__proof-item strong { color: var(--c-text); font-weight: 700; }
.hero-clean__stars { color: #F4A100; letter-spacing: 1px; font-size: 1rem; }

/* Variant-specific tints */
.hero-clean--alert { background: linear-gradient(180deg, #FFF7E6 0%, #FFFFFF 70%); }
.hero-clean--alert .hero-clean__eyebrow {
  background: #FFEFC8; border-color: #F0CB7A; color: #8A5A00;
}
.hero-clean--alert .hero-clean__eyebrow .pulse { background: #C97C00; }

.hero-clean--dark {
  background: radial-gradient(900px 500px at 70% -10%, rgba(253,99,52,0.18), transparent 60%),
              linear-gradient(180deg, #0A2240 0%, #112E51 100%);
  color: #fff;
}
.hero-clean--dark h1 { color: #fff; }
.hero-clean--dark h1 strong { color: #FFB689; }
.hero-clean--dark .hero-clean__sub { color: rgba(255,255,255,0.85); }
.hero-clean--dark .hero-clean__quals li { color: #fff; }
.hero-clean--dark .hero-clean__quals svg { color: #6BD3A8; }
.hero-clean--dark .hero-clean__proof { color: rgba(255,255,255,0.78); }
.hero-clean--dark .hero-clean__proof-item strong { color: #fff; }

.hero-clean--success {
  background: linear-gradient(180deg, rgba(0,130,77,0.06) 0%, #FFFFFF 70%);
}

/* =========================================================================
   Hero — editorial v3 (full-bleed photo background, copy overlay)
   ========================================================================= */
.hero-bg {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  border-bottom: 1px solid var(--c-border);
  min-height: clamp(480px, 60vh, 600px);
  display: flex; align-items: center;
  background-color: #0A2240;
}
.hero-bg__img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center;
  z-index: -2;
}
/* Default gradient: dark on left, fade to transparent on right (copy left) */
.hero-bg::before {
  content: "";
  position: absolute; inset: 0;
  z-index: -1;
  background:
    linear-gradient(90deg, rgba(10,34,64,0.92) 0%, rgba(10,34,64,0.78) 38%, rgba(10,34,64,0.35) 62%, rgba(10,34,64,0.05) 100%),
    linear-gradient(180deg, rgba(0,0,0,0.18) 0%, rgba(0,0,0,0.0) 30%, rgba(0,0,0,0.18) 100%);
}
/* Copy-on-right modifier flips the gradient */
.hero-bg--right::before {
  background:
    linear-gradient(270deg, rgba(10,34,64,0.92) 0%, rgba(10,34,64,0.78) 38%, rgba(10,34,64,0.35) 62%, rgba(10,34,64,0.05) 100%),
    linear-gradient(180deg, rgba(0,0,0,0.18) 0%, rgba(0,0,0,0.0) 30%, rgba(0,0,0,0.18) 100%);
}
.hero-bg__inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: var(--s-6);
  width: 100%;
  padding: var(--s-6) 0 var(--s-6);
}
.hero-bg__copy {
  max-width: 560px;
  color: #fff;
}
.hero-bg--right .hero-bg__inner { direction: rtl; }
.hero-bg--right .hero-bg__copy { direction: ltr; justify-self: end; }

.hero-bg__eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.10);
  color: #fff;
  border: 1px solid rgba(255,255,255,0.28);
  padding: 6px 14px; border-radius: var(--r-pill);
  font-size: var(--fs-xs); font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  margin-bottom: var(--s-4);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}
.hero-bg__eyebrow .pulse {
  width: 8px; height: 8px; border-radius: 50%; background: #6BD3A8;
  animation: pulse 1.6s ease-out infinite;
  box-shadow: 0 0 0 0 rgba(107, 211, 168, 0.5);
}
.hero-bg h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.1; letter-spacing: -0.02em;
  color: #fff;
  margin: 0 0 var(--s-3);
  text-shadow: 0 2px 18px rgba(0,0,0,0.35);
  max-width: 18ch;
}
.hero-bg h1 strong { color: #FFB689; font-weight: 800; }
.hero-bg h1 em { font-style: normal; color: #6BD3A8; font-weight: 800; }
.hero-bg__sub {
  font-size: 1.0625rem;
  line-height: 1.55;
  color: rgba(255,255,255,0.92);
  max-width: 52ch;
  margin: 0 0 var(--s-5);
  text-shadow: 0 1px 8px rgba(0,0,0,0.35);
}

.hero-bg__quals {
  list-style: none; padding: 0; margin: 0 0 var(--s-5);
  display: flex; flex-direction: column;
  gap: 8px;
}
.hero-bg__quals li {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 0.9375rem; font-weight: 600; color: #fff;
}
.hero-bg__quals svg {
  flex-shrink: 0; width: 18px; height: 18px; color: #6BD3A8;
}

.hero-bg__cta {
  background: rgba(255,255,255,0.97);
  border: 2px solid var(--c-action);
  border-radius: var(--r-lg);
  padding: var(--s-4) var(--s-5);
  box-shadow: 0 14px 32px rgba(0,0,0,0.28);
  max-width: 460px;
  margin: 0 0 var(--s-4);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}
.hero-bg__cta-label {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: var(--fs-xs); font-weight: 800;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--c-primary);
  margin-bottom: 8px;
}
.hero-bg__cta-label .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--c-action);
  animation: pulse 1.6s ease-out infinite;
}
.hero-bg__cta a.btn-tel {
  font-size: 1.5rem; font-weight: 800; letter-spacing: -0.01em;
}
.hero-bg__cta-tty {
  font-size: var(--fs-xs); color: var(--c-text-muted);
  margin-top: 8px;
}

.hero-bg__proof {
  display: flex; flex-wrap: wrap; align-items: center;
  gap: var(--s-3) var(--s-5);
  font-size: 0.875rem;
  color: rgba(255,255,255,0.88);
}
.hero-bg__proof-item { display: inline-flex; align-items: center; gap: 8px; }
.hero-bg__proof-item strong { color: #fff; font-weight: 700; }

.hero-bg__compliance {
  margin-top: var(--s-4);
  padding: 10px 14px;
  background: rgba(0,0,0,0.32);
  border-left: 3px solid var(--c-action);
  border-radius: 4px;
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.92);
  max-width: 520px;
  backdrop-filter: blur(4px);
}

/* Variant tone modifiers — adjust gradient hue and accent color */
.hero-bg--alert { background-color: #3A2A0E; }
.hero-bg--alert::before {
  background:
    linear-gradient(90deg, rgba(58,42,14,0.92) 0%, rgba(58,42,14,0.78) 38%, rgba(58,42,14,0.32) 62%, rgba(58,42,14,0.05) 100%),
    linear-gradient(180deg, rgba(0,0,0,0.18) 0%, rgba(0,0,0,0.0) 30%, rgba(0,0,0,0.18) 100%);
}
.hero-bg--alert.hero-bg--right::before {
  background:
    linear-gradient(270deg, rgba(58,42,14,0.92) 0%, rgba(58,42,14,0.78) 38%, rgba(58,42,14,0.32) 62%, rgba(58,42,14,0.05) 100%),
    linear-gradient(180deg, rgba(0,0,0,0.18) 0%, rgba(0,0,0,0.0) 30%, rgba(0,0,0,0.18) 100%);
}
.hero-bg--alert .hero-bg__eyebrow {
  background: rgba(255,210,120,0.18); border-color: rgba(255,210,120,0.4); color: #FFE6B5;
}
.hero-bg--alert .hero-bg__eyebrow .pulse { background: #FFB347; box-shadow: 0 0 0 0 rgba(255,179,71,0.5); }
.hero-bg--alert h1 strong { color: #FFB347; }
.hero-bg--alert .hero-bg__quals svg { color: #FFB347; }

.hero-bg--success { background-color: #0F2A1F; }
.hero-bg--success::before {
  background:
    linear-gradient(90deg, rgba(15,42,31,0.92) 0%, rgba(15,42,31,0.78) 38%, rgba(15,42,31,0.32) 62%, rgba(15,42,31,0.05) 100%),
    linear-gradient(180deg, rgba(0,0,0,0.18) 0%, rgba(0,0,0,0.0) 30%, rgba(0,0,0,0.18) 100%);
}
.hero-bg--success.hero-bg--right::before {
  background:
    linear-gradient(270deg, rgba(15,42,31,0.92) 0%, rgba(15,42,31,0.78) 38%, rgba(15,42,31,0.32) 62%, rgba(15,42,31,0.05) 100%),
    linear-gradient(180deg, rgba(0,0,0,0.18) 0%, rgba(0,0,0,0.0) 30%, rgba(0,0,0,0.18) 100%);
}
.hero-bg--success h1 strong { color: #6BD3A8; }
.hero-bg--success .hero-bg__quals svg { color: #6BD3A8; }

/* Mobile: stack photo above copy */
@media (max-width: 880px) {
  .hero-bg {
    min-height: 0;
    background-color: #fff;
    display: block;
    overflow: visible;
  }
  .hero-bg::before { display: none; }
  .hero-bg__img {
    position: static;
    inset: auto;
    height: 280px;
    width: 100%;
    object-fit: cover;
    object-position: center 35%;
    display: block;
    z-index: 0;
  }
  .hero-bg .container { padding-top: var(--s-5); padding-bottom: var(--s-6); }
  .hero-bg__inner {
    grid-template-columns: 1fr;
    gap: 0;
    padding: var(--s-5) 0 0;
    direction: ltr;
  }
  .hero-bg--right .hero-bg__inner { direction: ltr; }
  .hero-bg__copy {
    max-width: 100%;
    color: var(--c-text);
    direction: ltr;
    justify-self: stretch;
  }
  .hero-bg h1 { color: var(--c-primary); text-shadow: none; max-width: 24ch; }
  .hero-bg h1 strong { color: var(--c-action); }
  .hero-bg__sub { color: var(--c-text-muted); text-shadow: none; }
  .hero-bg__eyebrow {
    background: rgba(0,130,77,0.10);
    color: var(--c-success);
    border-color: rgba(0,130,77,0.35);
    backdrop-filter: none;
    -webkit-backdrop-filter: none;
  }
  .hero-bg__quals li { color: var(--c-text); }
  .hero-bg__proof { color: var(--c-text-muted); }
  .hero-bg__proof-item strong { color: var(--c-text); }
  .hero-bg__cta { backdrop-filter: none; -webkit-backdrop-filter: none; box-shadow: 0 6px 20px rgba(0,0,0,0.10); }
  .hero-bg__compliance {
    color: var(--c-text);
    background: var(--c-primary-50);
    border-left-color: var(--c-action);
    backdrop-filter: none;
  }
  /* Tone modifiers neutralized on mobile */
  .hero-bg--alert,
  .hero-bg--success { background-color: #fff; }
  .hero-bg--alert h1 strong { color: var(--c-action); }
  .hero-bg--success h1 strong { color: var(--c-success); }

  /* Per-tone eyebrow pills on mobile light surface */
  .hero-bg--alert .hero-bg__eyebrow {
    background: rgba(218,82,16,0.08);
    color: #B84A0E;
    border-color: rgba(218,82,16,0.32);
  }
  .hero-bg--alert .hero-bg__eyebrow .pulse {
    background: #DA5210;
    box-shadow: 0 0 0 0 rgba(218,82,16,0.5);
  }
  .hero-bg--success .hero-bg__eyebrow {
    background: rgba(0,130,77,0.10);
    color: var(--c-success);
    border-color: rgba(0,130,77,0.35);
  }
  .hero-bg--success .hero-bg__eyebrow .pulse {
    background: var(--c-success);
    box-shadow: 0 0 0 0 rgba(0,130,77,0.5);
  }
}

/* =========================================================================
   Editorial body photo — full-bleed image with optional caption / overlay
   ========================================================================= */
.editorial {
  margin: var(--s-7) 0;
}
.editorial__media {
  position: relative;
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(10,34,64,0.10);
  aspect-ratio: 4 / 3;
}
.editorial__img {
  width: 100%; height: 100%; object-fit: cover; display: block;
}
.editorial__caption {
  font-size: var(--fs-xs);
  color: var(--c-text-muted);
  margin-top: var(--s-2);
  font-style: italic;
  letter-spacing: 0.01em;
}
/* Side-by-side photo + copy */
.editorial--split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--s-6);
  align-items: center;
}
.editorial--split .editorial__media { aspect-ratio: 4 / 3; }
.editorial--split .editorial__copy h2 { margin-top: 0; }
.editorial--split.editorial--reverse .editorial__media { order: 2; }
@media (max-width: 880px) {
  .editorial--split { grid-template-columns: 1fr; gap: var(--s-4); }
  .editorial--split.editorial--reverse .editorial__media { order: 0; }
}
/* Full-bleed banner photo with optional dark overlay + headline */
.editorial--banner {
  position: relative;
  border-radius: var(--r-lg);
  overflow: hidden;
  min-height: 320px;
  display: flex; align-items: center;
  isolation: isolate;
}
.editorial--banner .editorial__img {
  position: absolute; inset: 0; z-index: -2;
  width: 100%; height: 100%; object-fit: cover;
}
.editorial--banner::before {
  content: "";
  position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(90deg, rgba(10,34,64,0.78) 0%, rgba(10,34,64,0.35) 60%, rgba(10,34,64,0.0) 100%);
}
.editorial--banner .editorial__copy {
  color: #fff;
  padding: var(--s-6);
  max-width: 560px;
}
.editorial--banner .editorial__copy h2 { color: #fff; margin: 0 0 var(--s-3); }
.editorial--banner .editorial__copy p { color: rgba(255,255,255,0.92); }
@media (max-width: 640px) {
  .editorial--banner { min-height: 360px; }
  .editorial--banner::before {
    background: linear-gradient(180deg, rgba(10,34,64,0.55) 0%, rgba(10,34,64,0.85) 70%, rgba(10,34,64,0.92) 100%);
  }
}

/* Tighter photo grid for FAQ-adjacent placement */
.photo-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--s-4);
  margin: var(--s-6) 0;
}
.photo-row .editorial__media { aspect-ratio: 4 / 3; }
@media (max-width: 640px) { .photo-row { grid-template-columns: 1fr; } }

/* =========================================================================
   Illustration system — hand-authored SVG sprite, themable per variant
   ========================================================================= */

/* Default palette tokens. Override per variant tone. */
:root {
  --i-line: #1E3A66;        /* deeper navy for contrast on cream chip */
  --i-fill: #6B8FB8;        /* steady navy for soft fill */
  --i-spot: #E89B85;        /* coral accent */
}

/* Per-tone overrides on body for each variant context */
body[data-variant="medicare-b"],
body[data-variant="medicare-f"] {
  --i-line: #B84A0E;
  --i-fill: #F4A861;
  --i-spot: #E89B85;
}
body[data-variant="medicare-d"],
body[data-variant="medicare-e"] {
  --i-line: #11604A;
  --i-fill: #7DCDA8;
  --i-spot: #4FA88F;
}

/* The sprite-using span / div */
.illus {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  color: var(--i-line);
  flex-shrink: 0;
}
.illus svg { width: 100%; height: 100%; display: block; }

.illus--lg { width: 80px; height: 80px; }
.illus--sm { width: 36px; height: 36px; }

/* Illustration framed in a soft chip card */
.benefit__illus {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 76px; height: 76px;
  border-radius: 18px;
  background: linear-gradient(135deg, #FFF6E8 0%, #FFE9D0 100%);
  color: var(--i-line);
  margin-bottom: var(--s-4);
  box-shadow: 0 1px 0 rgba(0,0,0,0.04), inset 0 0 0 1px rgba(0,0,0,0.04);
}
.benefit__illus svg { width: 56px; height: 56px; }
body[data-variant="medicare-a"] .benefit__illus,
body[data-variant="medicare-c"] .benefit__illus {
  background: linear-gradient(135deg, #EAF1F9 0%, #D8E4F0 100%);
}
body[data-variant="medicare-b"] .benefit__illus,
body[data-variant="medicare-f"] .benefit__illus {
  background: linear-gradient(135deg, #FFF1DE 0%, #FCDBB5 100%);
}
body[data-variant="medicare-d"] .benefit__illus,
body[data-variant="medicare-e"] .benefit__illus {
  background: linear-gradient(135deg, #E6F4ED 0%, #C8E6D5 100%);
}

/* Section heading row: spot illustration sits next to eyebrow */
.section-head {
  display: flex;
  align-items: center;
  gap: var(--s-4);
  margin-bottom: var(--s-3);
}
.section-head .illus { width: 44px; height: 44px; }
.section-head .eyebrow { margin: 0; }
@media (max-width: 640px) {
  .section-head { gap: var(--s-3); }
  .section-head .illus { width: 36px; height: 36px; }
}

/* Illustrated divider band: full-bleed soft graphic between sections */
.divider-band {
  position: relative;
  height: 80px;
  overflow: hidden;
  color: var(--i-line);
  background: linear-gradient(180deg, transparent, var(--c-primary-50));
}
.divider-band svg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  display: block;
}
body[data-variant="medicare-b"] .divider-band,
body[data-variant="medicare-f"] .divider-band {
  background: linear-gradient(180deg, transparent, rgba(244,168,97,0.10));
}
body[data-variant="medicare-d"] .divider-band,
body[data-variant="medicare-e"] .divider-band {
  background: linear-gradient(180deg, transparent, rgba(125,205,168,0.12));
}

/* Hero content tease: removed in favor of letting the next section peek naturally */
.hero-bg__tease { display: none; }